Financing (Individuals)

Asset-Backed Loans (Mortgaging) and more!

Moneta Financing: Empowering DeFi Liquidity

Moneta introduces a groundbreaking DeFi protocol designed to empower users by offering liquidity against their crypto assets without requiring them to sell. This innovative platform addresses the diverse needs of DeFi participants, catering particularly to degens with limited capital, long-term project investors, and Key Opinion Leaders (KOLs) seeking liquidity solutions. Loan Process and Dashboard Features

Users deposit tokens into a secure vault contract, where ETH is added by a Moneta agent. After token authenticity verification, users receive ETH, and a dashboard link provides:

• Timer displaying loan duration

• Loan value and current interest details

• Option to extend loan duration

• Estimated token value and project performance charts

• Market cap details for asset liquidation

• Option to repay in parts or sell tokens at market price

• Customer support contact for assistance

Technical Framework

Moneta operates through individualized safe vault contracts created for each application. Tokens are securely stored alongside ETH, verified for authenticity, and users are promptly provided with ETH upon verification. The dashboard link serves as a comprehensive interface, offering real-time updates on loan status, interest accrual, token valuation, and market insights, enhancing transparency and user control over their borrowing experience.

Loan Calculation and Offer Process

Moneta's loan process integrates several crucial factors to ensure transparency and efficiency. When a user requests a loan, the platform meticulously considers variables such as tax implications, slippage risks, price impacts, and overall market conditions. For instance, if a user seeks to borrow against $1,000 worth of Token X with a market capitalization of $100,000 and a 5% tax, Moneta's algorithm calculates potential deductions based on market cap adjustments. Assuming a 58% deduction due to market conditions and project specifics, the user may qualify for a loan of $420, allowing them to retain their investment while accessing essential liquidity.

User-Centric Approach

Moneta prioritizes a seamless user experience accessible via Telegram bot or DApp. The platform ensures swift loan approvals with minimal fees—an upfront fee of 2% and a modest daily interest rate of 1%. Early adopters benefit from attractive incentives like initial periods of low or zero interest, fostering rapid adoption and community growth.

Security and Compliance

Security is paramount at Moneta, underpinned by rigorous token contract verification processes and automatic liquidation mechanisms to safeguard user assets. By verifying token contracts meticulously, Moneta mitigates risks associated with incorrect or malicious contract addresses, ensuring a secure borrowing environment for all users.

Vision and Impact

Moneta aims to revolutionize DeFi by democratizing access to liquidity, enabling users to maintain long-term investment strategies while leveraging their assets for immediate financial needs. By simplifying the borrowing process and offering competitive terms, Moneta not only enhances individual liquidity management but also contributes to the overall liquidity and trading volume within the DeFi ecosystem.

Join Moneta Today

Experience the future of decentralized finance with Moneta—a platform designed to empower users, enhance liquidity accessibility, and foster community-driven growth in the DeFi landscape. Whether you're a small-cap investor, a long-term project enthusiast, or a Key Opinion Leader navigating token holdings, Moneta offers the tools and support to optimize your DeFi experience. Embrace liquidity without compromise—join Moneta today and unlock the potential of your crypto assets.