> For the complete documentation index, see [llms.txt](https://monetafi.gitbook.io/moneta-wp/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://monetafi.gitbook.io/moneta-wp/faq/pricing/fmt-tools.md).

# FMT Tools

## There are no fees or hidden charges for all tools; instead, access is token gated with a minimum hold of 0.02% $MNTA, verified without the need to connect a wallet. Except the SIP Pools. However, Each user is granted a 24H Free Use Period as a Demo.

## To access the SIP pools, users must hold a minimum of 0.25% $MNTA tokens. Additionally, 20% of profits generated from the SIP pool investments are charged as fees, with no other fees or hidden charges applied.