> For the complete documentation index, see [llms.txt](https://monetafi.gitbook.io/moneta-wp/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://monetafi.gitbook.io/moneta-wp/faq/pricing/financing-for-individuals.md).

# Financing for Individuals

There are no hidden charges or upfront payments required. The upfront fee is deducted directly from the loan amount itself.

| Fees                                     | Amount % |
| ---------------------------------------- | -------- |
| Upfront (deducted from payout)           | 2.0%     |
| 24 H (Interest)                          | 1.0%     |
| Penalty (for crossing 96 H) one time fee | 5%       |
| updated 24 H (Interest)                  | 2.0%     |