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description: Financial Management Tools
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# FMT Tools

## There are no fees or hidden charges for all tools; instead, access is token gated with a minimum hold of 0.02% $MNTA, verified without the need to connect a wallet. Except the SIP Pools. However, Each user is granted a 24H Free Use Period as a Demo.

## To access the SIP pools, users must hold a minimum of 0.25% $MNTA tokens. Additionally, 20% of profits generated from the SIP pool investments are charged as fees, with no other fees or hidden charges applied.
